Asteria Lending

Asteria Lending is a SEC-registered quick-cash lender in the Philippines offering emergency loans from PHP 2,000 to PHP 20,000 at monthly rates of 9.00% to 11.90%, with same-day disbursement via GCash or direct bank transfer for approved borrowers. The company uses a digital credit scoring model that considers applicant employment status, device data and repayment history on the platform to set initial credit limits. Returning borrowers who repay on time are eligible for increased loan limits on subsequent applications.