Microfinance & Microloans

Small loans from BSP-regulated microfinance institutions for micro-entrepreneurs, sari-sari store owners and low-income individuals.

Found 7 reviews

BillEase is an SEC-registered fintech platform that offers both buy-now-pay-later credit for online purchases and direct cash loans from PHP 500 to PHP 40,000, with monthly interest rates from 3.49%. …

  • Combined BNPL and cash loan in one platform
  • Lowest cash loan starting at PHP 500
4.3
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Tala Philippines is one of the country's most widely used digital lending apps, providing SEC-registered cash loans from PHP 1,000 to PHP 15,000 disbursed in as little as 10 minutes directly to GCash …

  • Approval in as little as 10 minutes
  • No credit history required – uses alternative data
4.2
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Vamo is an SEC-registered online lending platform providing emergency cash loans from PHP 1,000 to PHP 10,000 with same-day disbursement to a GCash wallet or bank account, catering specifically to bor…

  • Same-day fund disbursement
  • Minimum loan PHP 1,000 for very small needs
4.1
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Cashalo is an SEC-registered digital lending platform that provides short-term cash loans from PHP 2,000 to PHP 10,000, with an initial cycle of up to 30 days and a monthly interest rate starting at 3…

  • Fast automated credit decision within minutes
  • SEC-registered and BSP-supervised ecosystem
4.0
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UnaCash is a SEC-registered online lender offering cash loans from PHP 2,000 to PHP 50,000 with a monthly interest rate starting at 3.50%, targeting employed and self-employed borrowers seeking fast l…

  • Fast approval – decisions within 10 to 60 minutes
  • Loan ceiling of PHP 50,000 higher than most app lenders
4.0
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Asteria Lending is a SEC-registered quick-cash lender in the Philippines offering emergency loans from PHP 2,000 to PHP 20,000 at monthly rates of 9.00% to 11.90%, with same-day disbursement via GCash…

  • Same-day fund disbursement
  • Rate starts at 9.00% monthly – lower than some competitors
4.0
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PesoRedee is an SEC-registered digital lender offering emergency cash loans from PHP 1,000 to PHP 20,000 with a monthly interest rate of 9.90% to 11.90%, targeted at borrowers facing urgent liquidity …

  • Same-day disbursement for urgent needs
  • Higher ceiling of PHP 20,000 vs some emergency lenders
3.9
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Guide: Microfinance & Microloans

Small loans from BSP-regulated microfinance institutions for micro-entrepreneurs, sari-sari store owners and low-income individuals.