Independent financial product reviews

Read reviews of banks, loans, investment platforms and other financial services. No ads, no hidden interests.

36 reviews 6 categories Updated 2026

Latest reviews

Current ratings of financial products in South Africa

Harmoney Personal Loan

Harmoney is a fully online personal lender offering loans from AUD 2,000 to AUD 70,000 with competitive rates starting at 5.76% p.a. The app…

4.6

Wisr Personal Loan

Wisr is an ASX-listed fintech lender (ASX: WZR) offering personal loans from AUD 5,000 to AUD 64,000. Rates start at 6.49% p.a. and the plat…

4.5

SocietyOne Personal Loan

SocietyOne is one of Australia's original peer-to-peer lenders, now operating as a direct lender. It offers personal loans from AUD 5,000 to…

4.4

MoneyMe Personal Loan

MoneyMe is an ASX-listed fintech (ASX: MME) providing personal loans from AUD 2,000 to AUD 50,000 with same-day funding capability. Interest…

4.3

Plenti Personal Loan

Plenti is an ASX-listed lender (ASX: PLT) offering personal loans from AUD 2,000 to AUD 50,000 with rates from 6.57% p.a. The platform uses …

4.5

NOW Finance Personal Loan

NOW Finance is an Australian non-bank lender offering personal loans from AUD 5,000 to AUD 50,000 with no ongoing fees. The lender emphasise…

4.2

Jacaranda Finance

Jacaranda Finance is an Australian lender specialising in personal loans for borrowers with imperfect credit histories. Loans range from AUD…

4.2

Money3 Bad Credit Loan

Money3 is an ASX-listed lender (ASX: MNY) offering secured personal loans for borrowers with adverse credit history. Secured loans from AUD …

4.0

Savvy Bad Credit Loans

Savvy is an Australian loan comparison platform that connects borrowers with bad credit to a panel of ASIC-licensed lenders. The platform do…

4.1

Fair Go Finance

Fair Go Finance specialises in personal loans for Australians with poor credit histories. Loans from AUD 500 to AUD 10,000 are assessed prim…

4.0

Independent rating

Reviews are prepared by experts with no ties to the evaluated institutions. Our ratings are not influenced by advertising relationships.

Expert analysis

We analyse each product in terms of conditions, fees, user experience and the regulatory framework.

Regular updates

We continuously update information to reflect the current state of the financial market.

Legal compliance

Information includes relevant legal requirements and regulatory aspects applicable in South Africa.

How to choose the right financial product in South Africa

Choosing a financial product depends on a number of factors: interest rate, fees, contract terms and provider reliability. Finatino.com provides independent reviews to help you make an informed decision.

What we assess in reviews

In reviews we assess total costs, transparency of terms, customer service availability, user experience and compliance with legislation.