Business Loans Australia

Reviews of small business lending products available in Australia in 2025. Providers reviewed are regulated by ASIC where consumer credit is offered, and are subject to the Australian Securities and Investments Commission Act 2001. Unsecured and secu

Found 6 reviews

Prospa is an ASX-listed small business lender (ASX: PGL) offering unsecured business loans from AUD 5,000 to AUD 500,000. Loan decisions are typically delivered within one business day. Prospa is a me…

  • ASX-listed lender with strong market reputation
  • Decisions typically within one business day
4.4
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Moula is an Australian fintech business lender offering unsecured term loans from AUD 5,000 to AUD 500,000. The lender uses accounting software integration and bank statement analysis for rapid decisi…

  • Accounting software integration accelerates assessment
  • No property security required
4.3
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OnDeck Australia offers term loans and lines of credit to Australian SMEs from AUD 10,000 to AUD 250,000. Decisions are typically available within one business day using proprietary decisioning techno…

  • Established international brand operating in Australia
  • Term loans and line of credit options available
4.2
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Grow Finance provides business loans and equipment finance to Australian SMEs from AUD 10,000 to AUD 500,000. The lender offers both secured and unsecured products and holds Australian Credit Licence …

  • Equipment finance available alongside business loans
  • Loans up to AUD 500,000
4.2
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Capify offers unsecured business loans from AUD 5,000 to AUD 400,000 using a merchant cash advance and term loan structure. The lender focuses on businesses with consistent revenue and uses daily repa…

  • Daily repayment structure aligns with cash flow for some businesses
  • Merchant cash advance option available
4.1
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Lumi Finance offers unsecured and secured business loans from AUD 5,000 to AUD 300,000 for Australian SMEs. The lender uses Open Banking and accounting data for rapid assessment and holds Australian C…

  • Terms up to 36 months longer than many SME lenders
  • Both unsecured and secured options available
4.1
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Guide: Business Loans Australia

Reviews of small business lending products available in Australia in 2025. Providers reviewed are regulated by ASIC where consumer credit is offered, and are subject to the Australian Securities and Investments Commission Act 2001. Unsecured and secured options are covered.