Payday Loans Australia

Small amount credit contracts (SACC) up to $2,000 regulated under the National Consumer Credit Protection Act. Fast cash loans for unexpected expenses.

Found 6 reviews

Nimble is one of Australia's best-known short-term lenders offering small amount credit contracts (SACCs) from AUD 100 to AUD 2,000 and medium amount credit contracts (MACCs) from AUD 2,001 to AUD 5,0…

  • Government-mandated fee caps protect borrowers from excessive charges
  • Same-day funding available for eligible applicants
4.0
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Wallet Wizard is an Australian short-term lender offering loans from AUD 200 to AUD 5,000 as both SACC and MACC products. The lender uses an ongoing credit facility model rather than single fixed loan…

  • Revolving credit line allows drawdown and repayment flexibility
  • Same-day funding for initial drawdown
4.0
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Swoosh Finance offers short-term SACC loans from AUD 200 to AUD 2,000 for Australian borrowers needing fast access to small amounts. As a SACC lender, fee caps mandated under federal law apply. Swoosh…

  • SACC fee caps provide legal protection against excessive charges
  • Same-day funding available
4.0
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Cash Train provides small personal loans for Australian borrowers with poor credit. Loans from AUD 500 to AUD 10,000 are processed online with same-day funding in many cases. Cash Train holds Australi…

  • Same-day funding available for eligible applicants
  • Considers applicants with adverse credit history
3.9
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Sunshine Loans is an Australian SACC lender offering loans from AUD 500 to AUD 2,000 with terms from 2 to 6 months. As a SACC provider, fees are capped under federal legislation. Sunshine Loans holds …

  • Fee caps mandated by federal law protect against excessive charges
  • Same-day funding for eligible applicants
3.9
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Cash Converters offers small amount credit contracts (SACCs) through its Personal Finance product, available in-store and online. The product covers amounts from AUD 50 to AUD 2,000 under ASIC-regulat…

  • Widely accessible through retail store network
  • Government-mandated fee caps on SACC products
3.8
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Guide: Payday Loans Australia

Small amount credit contracts (SACC) up to $2,000 regulated under the National Consumer Credit Protection Act. Fast cash loans for unexpected expenses.