Australian lenders assessing affordability rather than credit history. Centrelink-friendly and SACC lenders for borrowers with impaired credit files.
Found 9 reviews
Jacaranda Finance is an Australian lender specialising in personal loans for borrowers with imperfect credit histories. Loans range from AUD 300 to AUD 15,000 with terms up to 48 months. Jacaranda Fin…
Savvy is an Australian loan comparison platform that connects borrowers with bad credit to a panel of ASIC-licensed lenders. The platform does not lend directly but facilitates access to multiple non-…
Swoosh Finance offers secured and unsecured personal loans for Australians with bad credit. Loans from AUD 1,000 to AUD 15,000 are available with flexible terms. Swoosh Finance holds Australian Credit…
Money3 is an ASX-listed lender (ASX: MNY) offering secured personal loans for borrowers with adverse credit history. Secured loans from AUD 500 to AUD 30,000 use a vehicle as security, which can reduc…
Fair Go Finance specialises in personal loans for Australians with poor credit histories. Loans from AUD 500 to AUD 10,000 are assessed primarily on current financial position rather than credit score…
Nimble is one of Australia's best-known short-term lenders offering small amount credit contracts (SACCs) from AUD 100 to AUD 2,000 and medium amount credit contracts (MACCs) from AUD 2,001 to AUD 5,0…
Wallet Wizard is an Australian short-term lender offering loans from AUD 200 to AUD 5,000 as both SACC and MACC products. The lender uses an ongoing credit facility model rather than single fixed loan…
Sunshine Loans is an Australian SACC lender offering loans from AUD 500 to AUD 2,000 with terms from 2 to 6 months. As a SACC provider, fees are capped under federal legislation. Sunshine Loans holds …
Cash Converters offers small amount credit contracts (SACCs) through its Personal Finance product, available in-store and online. The product covers amounts from AUD 50 to AUD 2,000 under ASIC-regulat…