Compare the best personal loans available in Australia in 2025. All lenders reviewed are registered with ASIC and operate under the National Consumer Credit Protection Act 2009. Our independent analysis covers interest rates, fees, eligibility criter
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Harmoney is a fully online personal lender offering loans from AUD 2,000 to AUD 70,000 with competitive rates starting at 5.76% p.a. The application process is completed entirely online with no branch…
Wisr is an ASX-listed fintech lender (ASX: WZR) offering personal loans from AUD 5,000 to AUD 64,000. Rates start at 6.49% p.a. and the platform emphasises financial wellness alongside its lending pro…
Plenti is an ASX-listed lender (ASX: PLT) offering personal loans from AUD 2,000 to AUD 50,000 with rates from 6.57% p.a. The platform uses Open Banking and automated assessment to provide fast decisi…
SocietyOne is one of Australia's original peer-to-peer lenders, now operating as a direct lender. It offers personal loans from AUD 5,000 to AUD 50,000 with rates from 6.99% p.a. SocietyOne holds Aust…
MoneyMe is an ASX-listed fintech (ASX: MME) providing personal loans from AUD 2,000 to AUD 50,000 with same-day funding capability. Interest rates range from 9.99% p.a. to 29.99% p.a. MoneyMe holds Au…
OurMoneyMarket offers personal loans from AUD 2,000 to AUD 75,000 with competitive rates. The lender focuses on prime borrowers and uses a risk-based pricing model. OurMoneyMarket holds Australian Cre…
NOW Finance is an Australian non-bank lender offering personal loans from AUD 5,000 to AUD 50,000 with no ongoing fees. The lender emphasises a no-fee structure beyond its establishment fee. NOW Finan…
Latitude Financial Services offers personal loans from AUD 3,000 to AUD 70,000 with fixed rates. Latitude is an ASX-listed company (ASX: LFS) holding Australian Credit Licence 392145 and is regulated …