Student & Graduate Loans

Personal loans for Australian students and recent graduates. Compare products with income-based repayment options, lower fees and flexible terms.

Found 5 reviews

Harmoney is a fully online personal lender offering loans from AUD 2,000 to AUD 70,000 with competitive rates starting at 5.76% p.a. The application process is completed entirely online with no branch…

  • Rates from 5.76% p.a. competitive for non-bank sector
  • Loan terms up to 84 months for lower monthly repayments
4.6
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Wisr is an ASX-listed fintech lender (ASX: WZR) offering personal loans from AUD 5,000 to AUD 64,000. Rates start at 6.49% p.a. and the platform emphasises financial wellness alongside its lending pro…

  • ASX-listed lender with transparent governance
  • Soft credit check available before formal application
4.5
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Plenti is an ASX-listed lender (ASX: PLT) offering personal loans from AUD 2,000 to AUD 50,000 with rates from 6.57% p.a. The platform uses Open Banking and automated assessment to provide fast decisi…

  • ASX-listed lender with strong governance and public reporting
  • Competitive rates from 6.57% p.a.
4.5
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SocietyOne is one of Australia's original peer-to-peer lenders, now operating as a direct lender. It offers personal loans from AUD 5,000 to AUD 50,000 with rates from 6.99% p.a. SocietyOne holds Aust…

  • Established lender operating since 2012
  • Loan terms from 24 to 60 months
4.4
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MoneyMe is an ASX-listed fintech (ASX: MME) providing personal loans from AUD 2,000 to AUD 50,000 with same-day funding capability. Interest rates range from 9.99% p.a. to 29.99% p.a. MoneyMe holds Au…

  • Same-day funding available in many cases
  • Lower minimum loan of AUD 2,000 suitable for smaller needs
4.3
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Guide: Student & Graduate Loans

Personal loans for Australian students and recent graduates. Compare products with income-based repayment options, lower fees and flexible terms.