Bad Credit Loans Australia

Reviews of Australian lenders who consider applicants with impaired credit history. All providers hold an Australian Credit Licence (ACL) issued by ASIC and must comply with responsible lending obligations under the National Consumer Credit Protectio

Found 6 reviews

Jacaranda Finance is an Australian lender specialising in personal loans for borrowers with imperfect credit histories. Loans range from AUD 300 to AUD 15,000 with terms up to 48 months. Jacaranda Fin…

  • Considers applicants with impaired credit history
  • Same-day approval and funding available
4.2
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Savvy is an Australian loan comparison platform that connects borrowers with bad credit to a panel of ASIC-licensed lenders. The platform does not lend directly but facilitates access to multiple non-…

  • Single application accesses multiple lenders
  • Can match borrowers with specialist bad credit lenders
4.1
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Swoosh Finance offers secured and unsecured personal loans for Australians with bad credit. Loans from AUD 1,000 to AUD 15,000 are available with flexible terms. Swoosh Finance holds Australian Credit…

  • Both secured and unsecured options available
  • Considers defaults and financial hardship history
4.1
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Money3 is an ASX-listed lender (ASX: MNY) offering secured personal loans for borrowers with adverse credit history. Secured loans from AUD 500 to AUD 30,000 use a vehicle as security, which can reduc…

  • ASX-listed lender with strong regulatory accountability
  • Secured product may offer lower rates than unsecured alternatives
4.0
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Fair Go Finance specialises in personal loans for Australians with poor credit histories. Loans from AUD 500 to AUD 10,000 are assessed primarily on current financial position rather than credit score…

  • Considers applicants with significant credit impairments
  • Focuses on current repayment capacity rather than credit history alone
4.0
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Cash Train provides small personal loans for Australian borrowers with poor credit. Loans from AUD 500 to AUD 10,000 are processed online with same-day funding in many cases. Cash Train holds Australi…

  • Same-day funding available for eligible applicants
  • Considers applicants with adverse credit history
3.9
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Guide: Bad Credit Loans Australia

Reviews of Australian lenders who consider applicants with impaired credit history. All providers hold an Australian Credit Licence (ACL) issued by ASIC and must comply with responsible lending obligations under the National Consumer Credit Protection Act 2009.