Short-Term Loans Australia

Reviews of short-term and small-amount credit contracts (SACCs) available in Australia in 2025. These products are subject to the fee caps and consumer protections introduced under the National Consumer Credit Protection Act 2009 and subsequent 2013

Found 5 reviews

Nimble is one of Australia's best-known short-term lenders offering small amount credit contracts (SACCs) from AUD 100 to AUD 2,000 and medium amount credit contracts (MACCs) from AUD 2,001 to AUD 5,0…

  • Government-mandated fee caps protect borrowers from excessive charges
  • Same-day funding available for eligible applicants
4.0
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Wallet Wizard is an Australian short-term lender offering loans from AUD 200 to AUD 5,000 as both SACC and MACC products. The lender uses an ongoing credit facility model rather than single fixed loan…

  • Revolving credit line allows drawdown and repayment flexibility
  • Same-day funding for initial drawdown
4.0
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Swoosh Finance offers short-term SACC loans from AUD 200 to AUD 2,000 for Australian borrowers needing fast access to small amounts. As a SACC lender, fee caps mandated under federal law apply. Swoosh…

  • SACC fee caps provide legal protection against excessive charges
  • Same-day funding available
4.0
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Sunshine Loans is an Australian SACC lender offering loans from AUD 500 to AUD 2,000 with terms from 2 to 6 months. As a SACC provider, fees are capped under federal legislation. Sunshine Loans holds …

  • Fee caps mandated by federal law protect against excessive charges
  • Same-day funding for eligible applicants
3.9
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Cash Converters offers small amount credit contracts (SACCs) through its Personal Finance product, available in-store and online. The product covers amounts from AUD 50 to AUD 2,000 under ASIC-regulat…

  • Widely accessible through retail store network
  • Government-mandated fee caps on SACC products
3.8
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Guide: Short-Term Loans Australia

Reviews of short-term and small-amount credit contracts (SACCs) available in Australia in 2025. These products are subject to the fee caps and consumer protections introduced under the National Consumer Credit Protection Act 2009 and subsequent 2013 amendments for SACCs.