Independent financial product reviews

Read reviews of banks, loans, investment platforms and other financial services. No ads, no hidden interests.

36 reviews 6 categories Updated 2026

Latest reviews

Current ratings of financial products in South Africa

Equity Bank Personal Loan

Equity Bank offers secured and unsecured personal loans to salaried employees and business owners in Kenya. Interest rates range from 13% to…

4.4

KCB Personal Loan

KCB Bank Kenya offers personal loans to salaried employees with repayment periods of up to 48 months. The bank applies risk-based pricing, m…

4.3

Absa Kenya Personal Loan

Absa Bank Kenya (formerly Barclays Bank of Kenya) offers personal loans of up to KES 5,000,000 to qualifying salaried individuals. The produ…

4.2

NCBA Personal Loan

NCBA Bank Kenya, formed from the merger of NIC Bank and Commercial Bank of Africa, offers personal loans to salaried employees and select se…

4.1

DTB Personal Loan

Diamond Trust Bank Kenya provides personal loans targeting salaried professionals and existing DTB customers. Rates are risk-based and the b…

4.0

HF Group Personal Loan

Housing Finance Group (HF Group) Kenya offers personal loans through its banking subsidiary HFC Limited. The product is accessible to salari…

3.9

Tala Loans

Tala is one of Kenya's most widely used mobile lending applications, offering instant loans of between KES 500 and KES 50,000 based on a pro…

4.3

Branch Loans Kenya

Branch International offers instant unsecured loans of up to KES 70,000 through its Android app, with disbursement directly to M-Pesa. Credi…

4.2

M-Pesa Fuliza

Fuliza is Safaricom's M-Pesa overdraft facility that allows registered users to complete M-Pesa transactions even when their wallet balance …

4.4

KCB M-Pesa Loan

KCB M-Pesa is a mobile loan product offered by KCB Bank Kenya through the Safaricom M-Pesa platform. Customers can access loans of between K…

4.2

Independent rating

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Expert analysis

We analyse each product in terms of conditions, fees, user experience and the regulatory framework.

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Information includes relevant legal requirements and regulatory aspects applicable in South Africa.

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In reviews we assess total costs, transparency of terms, customer service availability, user experience and compliance with legislation.