Loans from Kenya's digital banks and fintech platforms. Paperless applications, instant decisions and mobile-first credit products.
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Tala is one of Kenya's most widely used mobile lending applications, offering instant loans of between KES 500 and KES 50,000 based on a proprietary credit scoring model. Tala assesses creditworthines…
Branch International offers instant unsecured loans of up to KES 70,000 through its Android app, with disbursement directly to M-Pesa. Credit decisions are made using a machine-learning model that ana…
M-Shwari is a mobile banking product offered by NCBA Bank (formerly Commercial Bank of Africa) through the Safaricom M-Pesa platform, combining a savings account with an instant mobile loan facility. …
Timiza is a mobile banking app by Absa Bank Kenya that provides instant loans of between KES 200 and KES 150,000, alongside savings and insurance products. Loan eligibility is determined by M-Pesa usa…
Stawi is a mobile business credit product backed by the Central Bank of Kenya and offered in partnership with KCB, Co-operative Bank, NCBA and DTB. It targets SME owners with M-Pesa merchant accounts …
Zenka is a Kenya-based digital lending app offering instant unsecured loans of between KES 500 and KES 30,000, targeting salaried employees and self-employed individuals who need short-term credit bef…
Haraka is a Nairobi-based mobile lending app offering instant unsecured loans of up to KES 20,000 to Kenyan borrowers. Credit assessment is based on smartphone data and M-Pesa transaction history. Har…
OKash is a mobile lending application developed by Opera Group, offering instant salary advance and personal loans of between KES 1,500 and KES 50,000 to Kenyan borrowers. The app uses smartphone data…
iPesa is a mobile lending application offering instant loans of between KES 600 and KES 50,000 to Kenyan borrowers based on their M-Pesa transaction history and smartphone data. The app is Android-bas…