M-Pesa & Mobile Money Loans

Instant loans disbursed directly to M-Pesa and other mobile money wallets. Kenya's fastest credit products integrated with mobile banking platforms.

Found 7 reviews

Fuliza is Safaricom's M-Pesa overdraft facility that allows registered users to complete M-Pesa transactions even when their wallet balance is insufficient. The product is underwritten by KCB Bank and…

  • Automatically available to eligible M-Pesa users without a separate application
  • Enables transactions to proceed even with zero M-Pesa balance
4.4
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Tala is one of Kenya's most widely used mobile lending applications, offering instant loans of between KES 500 and KES 50,000 based on a proprietary credit scoring model. Tala assesses creditworthines…

  • Instant disbursement to M-Pesa within minutes
  • No collateral or guarantors required
4.3
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Branch International offers instant unsecured loans of up to KES 70,000 through its Android app, with disbursement directly to M-Pesa. Credit decisions are made using a machine-learning model that ana…

  • Highest limit among major app lenders at KES 70,000
  • Instant approval and disbursement to M-Pesa
4.2
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KCB M-Pesa is a mobile loan product offered by KCB Bank Kenya through the Safaricom M-Pesa platform. Customers can access loans of between KES 50 and KES 1,000,000 depending on their credit score and …

  • Loan limits up to KES 1,000,000 for qualifying customers
  • Fully digital application through M-Pesa menu
4.2
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M-Shwari is a mobile banking product offered by NCBA Bank (formerly Commercial Bank of Africa) through the Safaricom M-Pesa platform, combining a savings account with an instant mobile loan facility. …

  • Combines savings and loan access in a single product
  • Instant loan disbursement to M-Pesa
4.1
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Fuliza functions as an on-demand salary advance substitute for many Kenyan employees who use it to bridge the gap between pay dates. The product is underwritten by KCB Bank and NCBA Bank and is availa…

  • Instant availability without formal salary verification
  • Automatic repayment from incoming M-Pesa funds
4.1
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Timiza is a mobile banking app by Absa Bank Kenya that provides instant loans of between KES 200 and KES 150,000, alongside savings and insurance products. Loan eligibility is determined by M-Pesa usa…

  • Higher loan ceiling of KES 150,000 versus most app competitors
  • Combined app offering loans, savings and insurance
4.0
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Guide: M-Pesa & Mobile Money Loans

Instant loans disbursed directly to M-Pesa and other mobile money wallets. Kenya's fastest credit products integrated with mobile banking platforms.