Education Loans

Student loans and school fee financing in Kenya. Bank loans, HELB and SACCO education products for secondary and university students.

Found 7 reviews

Stima SACCO is one of Kenya's largest and most financially sound deposit-taking SACCOs, primarily serving employees of Kenya Power, KPLC and affiliated energy sector institutions. It offers developmen…

  • Among the lowest interest rates of any formal lender in Kenya at 1% per month reducing balance
  • Loans up to KES 20,000,000 for qualifying members
4.6
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Equity Bank offers secured and unsecured personal loans to salaried employees and business owners in Kenya. Interest rates range from 13% to 24% per annum depending on the applicant's credit profile a…

  • Competitive interest rates from 13% per annum
  • Loan amounts up to KES 4,000,000
4.4
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Harambee SACCO is one of Kenya's oldest and largest deposit-taking SACCOs, serving civil servants employed in the national government. It offers a range of loan products including development, emergen…

  • SASRA-regulated with a long track record dating back to 1970s
  • Competitive interest rates from 12% per annum
4.4
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KCB Bank Kenya offers personal loans to salaried employees with repayment periods of up to 48 months. The bank applies risk-based pricing, meaning the rate offered depends on the applicant's credit hi…

  • Up to KES 3,000,000 available without collateral for salaried staff
  • Competitive rates from 14% per annum
4.3
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Co-operative Bank of Kenya provides personal loans to both Co-op Bank account holders and SACCO members affiliated with the bank. Rates start at 13% per annum and loan amounts reach up to KES 3,000,00…

  • Interest rates from 13% per annum
  • Strong integration with affiliated SACCOs
4.2
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Absa Bank Kenya (formerly Barclays Bank of Kenya) offers personal loans of up to KES 5,000,000 to qualifying salaried individuals. The product targets mid-to-high income earners and requires salary ch…

  • Loan amounts up to KES 5,000,000
  • Established international banking group with strong governance
4.2
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NCBA Bank Kenya, formed from the merger of NIC Bank and Commercial Bank of Africa, offers personal loans to salaried employees and select self-employed individuals. The product includes optional credi…

  • Loan amounts up to KES 4,000,000
  • Competitive rates from 14% per annum
4.1
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Guide: Education Loans

Student loans and school fee financing in Kenya. Bank loans, HELB and SACCO education products for secondary and university students.