Reviews of instant mobile loan products accessible via smartphone apps or M-Pesa in Kenya. These products are regulated under CBK's guidance on digital lenders. Each review details disbursement speed, fees, loan limits and borrower protections applic
Found 8 reviews
Fuliza is Safaricom's M-Pesa overdraft facility that allows registered users to complete M-Pesa transactions even when their wallet balance is insufficient. The product is underwritten by KCB Bank and…
Tala is one of Kenya's most widely used mobile lending applications, offering instant loans of between KES 500 and KES 50,000 based on a proprietary credit scoring model. Tala assesses creditworthines…
Branch International offers instant unsecured loans of up to KES 70,000 through its Android app, with disbursement directly to M-Pesa. Credit decisions are made using a machine-learning model that ana…
KCB M-Pesa is a mobile loan product offered by KCB Bank Kenya through the Safaricom M-Pesa platform. Customers can access loans of between KES 50 and KES 1,000,000 depending on their credit score and …
M-Shwari is a mobile banking product offered by NCBA Bank (formerly Commercial Bank of Africa) through the Safaricom M-Pesa platform, combining a savings account with an instant mobile loan facility. …
Timiza is a mobile banking app by Absa Bank Kenya that provides instant loans of between KES 200 and KES 150,000, alongside savings and insurance products. Loan eligibility is determined by M-Pesa usa…
Haraka is a Nairobi-based mobile lending app offering instant unsecured loans of up to KES 20,000 to Kenyan borrowers. Credit assessment is based on smartphone data and M-Pesa transaction history. Har…
iPesa is a mobile lending application offering instant loans of between KES 600 and KES 50,000 to Kenyan borrowers based on their M-Pesa transaction history and smartphone data. The app is Android-bas…