Microfinance Institutions

CBK-regulated microfinance institutions providing affordable credit to unbanked Kenyans. Chama loans, group lending and individual micro-loans.

Found 6 reviews

Tala is one of Kenya's most widely used mobile lending applications, offering instant loans of between KES 500 and KES 50,000 based on a proprietary credit scoring model. Tala assesses creditworthines…

  • Instant disbursement to M-Pesa within minutes
  • No collateral or guarantors required
4.3
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Branch International offers instant unsecured loans of up to KES 70,000 through its Android app, with disbursement directly to M-Pesa. Credit decisions are made using a machine-learning model that ana…

  • Highest limit among major app lenders at KES 70,000
  • Instant approval and disbursement to M-Pesa
4.2
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Kenya Women Microfinance Bank (KWFT) provides business loans primarily to women-owned micro and small enterprises across Kenya. KWFT operates a group lending model alongside individual loan products a…

  • Specifically designed for women-owned businesses
  • Group lending model reduces collateral requirement
4.0
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Faulu Microfinance Bank provides group and individual business loans to micro, small and medium enterprises in Kenya, with a strong presence in informal market segments. Faulu is regulated by the Cent…

  • Accessible to informal sector businesses
  • Group lending model available for micro-entrepreneurs
3.9
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Haraka is a Nairobi-based mobile lending app offering instant unsecured loans of up to KES 20,000 to Kenyan borrowers. Credit assessment is based on smartphone data and M-Pesa transaction history. Har…

  • Quick application process taking under 5 minutes
  • No paperwork or branch visit required
3.8
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iPesa is a mobile lending application offering instant loans of between KES 600 and KES 50,000 to Kenyan borrowers based on their M-Pesa transaction history and smartphone data. The app is Android-bas…

  • Loan amounts up to KES 50,000 for qualifying borrowers
  • No guarantor or collateral required
3.7
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Guide: Microfinance Institutions

CBK-regulated microfinance institutions providing affordable credit to unbanked Kenyans. Chama loans, group lending and individual micro-loans.