Faulu Kenya Loans – review 2026

3,9 / 5

Faulu Microfinance Bank provides group and individual business loans to micro, small and medium enterprises in Kenya, with a strong presence in informal market segments. Faulu is regulated by the Central Bank of Kenya as a deposit-taking microfinance bank and is owned by Old Mutual. It has a particular focus on faith-based community lending networks.

Pros

Accessible to informal sector businesses
Group lending model available for micro-entrepreneurs
Backed by Old Mutual Group
Regulated by CBK as a deposit-taking MFI
Strong presence in peri-urban and rural Kenya

Cons

Higher interest rates compared to commercial bank products
Maximum unsecured amounts are limited
Group model requires coordination among members
Documentation requirements can be challenging for informal businesses
Processing times vary by branch

Requirements

Kenyan national ID
Proof of business activity
Minimum age of 18 years
Group membership (for group loans) or collateral for individual loans
KRA PIN for larger facilities

Company information

Name: Faulu Microfinance Bank Limited
Address: Faulu Kenya House, Ngong Road, P.O. Box 60240-00200, Nairobi, Kenya
Web: https://www.faulukenya.com

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.