A total of 36 independent reviews.
Equity Bank offers secured and unsecured personal loans to salaried employees and business owners in Kenya. Interest rates range from 13% to 24% per annum depending on the applicant's credit profile a…
KCB Bank Kenya offers personal loans to salaried employees with repayment periods of up to 48 months. The bank applies risk-based pricing, meaning the rate offered depends on the applicant's credit hi…
Co-operative Bank of Kenya provides personal loans to both Co-op Bank account holders and SACCO members affiliated with the bank. Rates start at 13% per annum and loan amounts reach up to KES 3,000,00…
Absa Bank Kenya (formerly Barclays Bank of Kenya) offers personal loans of up to KES 5,000,000 to qualifying salaried individuals. The product targets mid-to-high income earners and requires salary ch…
NCBA Bank Kenya, formed from the merger of NIC Bank and Commercial Bank of Africa, offers personal loans to salaried employees and select self-employed individuals. The product includes optional credi…
Diamond Trust Bank Kenya provides personal loans targeting salaried professionals and existing DTB customers. Rates are risk-based and the bank places emphasis on the applicant's banking relationship …
Stanbic Bank Kenya, a subsidiary of Standard Bank Group, offers personal loans to salaried individuals employed by corporates, government institutions and parastatals. The bank applies risk-based pric…
Housing Finance Group (HF Group) Kenya offers personal loans through its banking subsidiary HFC Limited. The product is accessible to salaried employees and is structured to complement the group's pri…
Tala is one of Kenya's most widely used mobile lending applications, offering instant loans of between KES 500 and KES 50,000 based on a proprietary credit scoring model. Tala assesses creditworthines…
Branch International offers instant unsecured loans of up to KES 70,000 through its Android app, with disbursement directly to M-Pesa. Credit decisions are made using a machine-learning model that ana…
Fuliza is Safaricom's M-Pesa overdraft facility that allows registered users to complete M-Pesa transactions even when their wallet balance is insufficient. The product is underwritten by KCB Bank and…
KCB M-Pesa is a mobile loan product offered by KCB Bank Kenya through the Safaricom M-Pesa platform. Customers can access loans of between KES 50 and KES 1,000,000 depending on their credit score and …
M-Shwari is a mobile banking product offered by NCBA Bank (formerly Commercial Bank of Africa) through the Safaricom M-Pesa platform, combining a savings account with an instant mobile loan facility. …
Timiza is a mobile banking app by Absa Bank Kenya that provides instant loans of between KES 200 and KES 150,000, alongside savings and insurance products. Loan eligibility is determined by M-Pesa usa…
Haraka is a Nairobi-based mobile lending app offering instant unsecured loans of up to KES 20,000 to Kenyan borrowers. Credit assessment is based on smartphone data and M-Pesa transaction history. Har…
iPesa is a mobile lending application offering instant loans of between KES 600 and KES 50,000 to Kenyan borrowers based on their M-Pesa transaction history and smartphone data. The app is Android-bas…
Equity Bank Kenya offers a range of business loan products for SMEs, including working capital loans, asset finance and term loans of up to KES 50,000,000. The bank targets micro, small and medium ent…
KCB Bank Kenya provides business loans and SME financing solutions including revolving credit, term loans and trade finance facilities. Loan amounts reach KES 30,000,000 for qualifying businesses. KCB…
Absa Bank Kenya offers business loans and SME financing to registered Kenyan companies, covering working capital, asset finance and term loan facilities. The bank targets formal SMEs with documented f…
Kenya Women Microfinance Bank (KWFT) provides business loans primarily to women-owned micro and small enterprises across Kenya. KWFT operates a group lending model alongside individual loan products a…