Absa Business Loan – review 2026

4,1 / 5

Absa Bank Kenya offers business loans and SME financing to registered Kenyan companies, covering working capital, asset finance and term loan facilities. The bank targets formal SMEs with documented financials and has a strong track record in trade finance and supply chain financing. Absa Kenya is regulated by the Central Bank of Kenya.

Pros

Loan amounts up to KES 50,000,000 for qualifying businesses
Absa Group has deep expertise in African business banking
Trade finance and supply chain solutions available
Digital business banking platform
Dedicated SME relationship management teams

Cons

Minimum loan of KES 100,000 excludes micro-enterprises
Minimum director age of 21 years
Detailed audited financial statements typically required
Processing time up to 72 hours or longer
Collateral requirements are strict for larger facilities

Requirements

Registered Kenyan business (Ltd or partnership)
Minimum 2 years of business operation
Business bank statements for 6 months
KRA compliance certificate and PIN
Financial statements audited by a certified accountant

Company information

Name: Absa Bank Kenya Limited
Address: Absa Towers, Loita Street, P.O. Box 30120-00100, Nairobi, Kenya
Web: https://www.absa.co.ke

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.