Reviews
Business Loans Updated: 14. 04. 2026

KWFT Business Loan – review 2026

4,0 / 5

Kenya Women Microfinance Bank (KWFT) provides business loans primarily to women-owned micro and small enterprises across Kenya. KWFT operates a group lending model alongside individual loan products and is regulated by the Central Bank of Kenya under the Microfinance Act. Its focus on women's financial inclusion makes it a key institution in Kenya's MFI sector.

Pros

  • Specifically designed for women-owned businesses
  • Group lending model reduces collateral requirement
  • Accessible to micro-enterprises with limited formal documentation
  • Nationwide branch network including rural areas
  • Regulated by CBK under the Microfinance Act

Cons

  • Interest rates higher than commercial bank loans
  • Maximum term of 36 months is shorter than bank products
  • Group lending requires reliable fellow group members
  • Individual loan limits lower than commercial banks
  • Processing can take 48 hours for individual applications

Requirements

  • Kenyan national ID
  • Evidence of business activity (MPESA statements or business records)
  • Minimum age of 18 years
  • Membership in a KWFT group (for group loans) or sole applicant for individual loans
  • KRA PIN for larger loan amounts

Company information

Name
Kenya Women Microfinance Bank Limited
Address
KWFT House, Lenana Road, P.O. Box 55179-00200, Nairobi, Kenya
Web

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.