Personal Loans in Kenya

Independent reviews of personal loan products offered by banks and licensed lenders in Kenya. Each review covers interest rates, eligibility criteria, repayment terms and the CBK registration status of the lender. Use this section to compare offers b

Found 8 reviews

Equity Bank offers secured and unsecured personal loans to salaried employees and business owners in Kenya. Interest rates range from 13% to 24% per annum depending on the applicant's credit profile a…

  • Competitive interest rates from 13% per annum
  • Loan amounts up to KES 4,000,000
4.4
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KCB Bank Kenya offers personal loans to salaried employees with repayment periods of up to 48 months. The bank applies risk-based pricing, meaning the rate offered depends on the applicant's credit hi…

  • Up to KES 3,000,000 available without collateral for salaried staff
  • Competitive rates from 14% per annum
4.3
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Co-operative Bank of Kenya provides personal loans to both Co-op Bank account holders and SACCO members affiliated with the bank. Rates start at 13% per annum and loan amounts reach up to KES 3,000,00…

  • Interest rates from 13% per annum
  • Strong integration with affiliated SACCOs
4.2
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Absa Bank Kenya (formerly Barclays Bank of Kenya) offers personal loans of up to KES 5,000,000 to qualifying salaried individuals. The product targets mid-to-high income earners and requires salary ch…

  • Loan amounts up to KES 5,000,000
  • Established international banking group with strong governance
4.2
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NCBA Bank Kenya, formed from the merger of NIC Bank and Commercial Bank of Africa, offers personal loans to salaried employees and select self-employed individuals. The product includes optional credi…

  • Loan amounts up to KES 4,000,000
  • Competitive rates from 14% per annum
4.1
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Stanbic Bank Kenya, a subsidiary of Standard Bank Group, offers personal loans to salaried individuals employed by corporates, government institutions and parastatals. The bank applies risk-based pric…

  • Part of Standard Bank Group, one of Africa's largest banking groups
  • Loan amounts up to KES 4,000,000
4.1
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Diamond Trust Bank Kenya provides personal loans targeting salaried professionals and existing DTB customers. Rates are risk-based and the bank places emphasis on the applicant's banking relationship …

  • Established bank with over 75 years of operation in Kenya
  • Loan amounts up to KES 3,000,000
4.0
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Housing Finance Group (HF Group) Kenya offers personal loans through its banking subsidiary HFC Limited. The product is accessible to salaried employees and is structured to complement the group's pri…

  • Lower minimum loan amount of KES 30,000
  • Repayment up to 60 months
3.9
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Guide: Personal Loans in Kenya

Independent reviews of personal loan products offered by banks and licensed lenders in Kenya. Each review covers interest rates, eligibility criteria, repayment terms and the CBK registration status of the lender. Use this section to compare offers before signing any credit agreement.