Reviews
Personal Loans Updated: 14. 04. 2026

DTB Personal Loan – review 2026

4,0 / 5

Diamond Trust Bank Kenya provides personal loans targeting salaried professionals and existing DTB customers. Rates are risk-based and the bank places emphasis on the applicant's banking relationship history. DTB is regulated by the Central Bank of Kenya and has been operating in Kenya since 1946.

Pros

  • Established bank with over 75 years of operation in Kenya
  • Loan amounts up to KES 3,000,000
  • Relationship banking approach provides flexibility
  • Credit life cover included at no extra cost
  • Repayment up to 60 months

Cons

  • Minimum loan of KES 50,000
  • Minimum age of 21 years
  • Approval can take up to 72 hours
  • Primarily benefits existing DTB account holders
  • Limited agent banking network compared to larger banks

Requirements

  • Kenyan national ID or passport
  • 3 months' payslips
  • 3 months' bank statements
  • KRA PIN certificate
  • Active DTB account recommended

Company information

Name
Diamond Trust Bank Kenya Limited
Address
Nation Centre, Kimathi Street, P.O. Box 61711-00200, Nairobi, Kenya
Web

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.