Absa Kenya Personal Loan – review 2026

4,2 / 5

Absa Bank Kenya (formerly Barclays Bank of Kenya) offers personal loans of up to KES 5,000,000 to qualifying salaried individuals. The product targets mid-to-high income earners and requires salary channelling through Absa for the best available rate. Absa Kenya is regulated by the Central Bank of Kenya.

Pros

Loan amounts up to KES 5,000,000
Established international banking group with strong governance
Flexible repayment up to 60 months
Competitive rates for customers channelling salary through Absa
Credit life insurance included

Cons

Minimum loan amount of KES 50,000
Minimum age requirement of 21 years
Rates can reach 25% for non-salary account holders
Strict income verification requirements
Branch-based process for first-time applicants

Requirements

Kenyan national ID or passport
3 months' payslips
3 months' bank statements
KRA PIN certificate
Minimum monthly net salary as specified by Absa at the time of application

Company information

Name: Absa Bank Kenya Limited
Address: Absa Towers, Loita Street, P.O. Box 30120-00100, Nairobi, Kenya
Web: https://www.absa.co.ke

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.