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Guaranty Trust Bank offers personal loans to salary earners and self-employed individuals in Nigeria. GTBank is one of the country leading commercial banks regu…
Access Bank is one of Nigeria largest commercial banks and offers a range of personal loan products to salaried employees and self-employed borrowers. Their per…
Renmoney is a licensed microfinance bank in Nigeria that specialises in consumer lending. It is one of the most recognised non-bank lenders in the country, offe…
Carbon (formerly Paylater) is one of Nigeria most established digital lending platforms, offering instant personal loans through its mobile app. Carbon is licen…
FairMoney is one of Nigeria fastest-growing digital lending platforms and microfinance banks. Founded in 2017, FairMoney is licensed by the Central Bank of Nige…
Kuda is a CBN-licensed microfinance bank and digital-only bank in Nigeria, commonly referred to as "the bank of the free". Kuda offers an overdraft facility and…
Specta is a digital lending platform created by Sterling Bank, one of Nigeria mid-tier commercial banks. Specta offers instant business and salary loans through…
Lidya is a Nigerian fintech company that provides working capital loans to small and medium enterprises. Using data analytics and business account statements, L…
Access Bank PayDay Loan is a short-term credit facility offered to Access Bank salary account holders. The loan is disbursed instantly via the Access Bank mobil…
OPay Credit is the lending product of OPay, one of Nigeria largest mobile payment platforms. OPay Credit offers short-term loans to active OPay users based on t…
Carbon offers an emergency loan facility disbursed within five minutes of approval directly to the borrower's bank account. The product is designed for urgent f…
FairMoney provides an emergency loan facility for urgent financial situations, with funds disbursed within three minutes of approval. As a CBN-licensed microfin…
The Bank of Industry (BOI) is Nigeria premier development finance institution, providing low-interest loans to MSMEs, youth entrepreneurs and manufacturers. BOI…
NIRSAL Microfinance Bank (NIRSAL MFB) is a CBN-licensed microfinance bank established by the Federal Government to provide affordable credit to farmers, agribus…
Guaranty Trust Bank offers vehicle finance for both new and used vehicles, available to salary earners and business owners. GTBank auto loans cover up to 100% o…
Zenith Bank provides agricultural loan products to commercial farmers and agribusinesses in Nigeria, including crop production finance, equipment loans and valu…
Access Bank provides agricultural loan products to farmers, cooperatives and agribusinesses under its social impact and financial inclusion mandate. The bank of…
Current ratings of financial products in South Africa
Guaranty Trust Bank offers personal loans to salary earners and self-employed individuals in Nigeria. GTBank is one of the country leading c…
Access Bank is one of Nigeria largest commercial banks and offers a range of personal loan products to salaried employees and self-employed …
Zenith Bank is one of the largest commercial banks in Nigeria and provides personal loan facilities to both salary earners and business owne…
First Bank of Nigeria is one of the oldest and most established commercial banks in the country. Their personal loan products cater to salar…
United Bank for Africa offers personal loan products through its Click Credit and traditional personal loan facilities. UBA operates in 20 A…
Renmoney is a licensed microfinance bank in Nigeria that specialises in consumer lending. It is one of the most recognised non-bank lenders …
Page Financials is a licensed financial services company in Nigeria that provides personal loan products primarily to salary earners and pro…
Stanbic IBTC Bank is a subsidiary of Standard Bank Group and is fully regulated by the Central Bank of Nigeria. The bank offers personal loa…
Carbon (formerly Paylater) is one of Nigeria most established digital lending platforms, offering instant personal loans through its mobile …
FairMoney is one of Nigeria fastest-growing digital lending platforms and microfinance banks. Founded in 2017, FairMoney is licensed by the …
Branch International is a global digital lending company operating in Nigeria, Kenya, Tanzania and India. In Nigeria, Branch is regulated by…
Palmcredit is a digital lending product operated by Newedge Finance Limited, a CBN-licensed microfinance company in Nigeria. The platform of…
Reviews are prepared by experts with no ties to the evaluated institutions. Our ratings are not influenced by advertising relationships.
We analyse each product in terms of conditions, fees, user experience and the regulatory framework.
We continuously update information to reflect the current state of the financial market.
Information includes relevant legal requirements and regulatory aspects applicable in South Africa.
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