Personal Loans in Nigeria

Independent reviews of personal loan providers in Nigeria: banks, microfinance institutions and licensed lenders regulated by the Central Bank of Nigeria.

Found 8 reviews

Renmoney is a licensed microfinance bank in Nigeria that specialises in consumer lending. It is one of the most recognised non-bank lenders in the country, offering personal and business loans primari…

  • Higher loan amounts up to ₦6,000,000 compared to most digital lenders
  • No collateral required for personal loan products
4.3
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Guaranty Trust Bank offers personal loans to salary earners and self-employed individuals in Nigeria. GTBank is one of the country leading commercial banks regulated by the Central Bank of Nigeria, pr…

  • Competitive annual interest rates compared to many non-bank lenders
  • Available to both GTBank account holders and customers of other banks
4.2
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Access Bank is one of Nigeria largest commercial banks and offers a range of personal loan products to salaried employees and self-employed borrowers. Their personal loan facility provides funds for c…

  • One of the lowest annual interest rates among commercial banks in Nigeria
  • Fast digital application process through the Access Bank mobile app
4.1
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Stanbic IBTC Bank is a subsidiary of Standard Bank Group and is fully regulated by the Central Bank of Nigeria. The bank offers personal loan products to salary earners, retirees and professionals wit…

  • Competitive annual interest rates among Nigerian commercial banks
  • Part of the Standard Bank Group: strong institutional credibility
4.1
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Zenith Bank is one of the largest commercial banks in Nigeria and provides personal loan facilities to both salary earners and business owners. The bank offers competitive rates and transparent terms …

  • Available to both Zenith Bank account holders and new customers
  • Loans can cover education, medical, travel and personal expenditure
4.0
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United Bank for Africa offers personal loan products through its Click Credit and traditional personal loan facilities. UBA operates in 20 African countries and is regulated by the Central Bank of Nig…

  • Click Credit allows instant loan access through USSD code or mobile app without branch visit
  • Available across all 36 Nigerian states via branches and digital platforms
4.0
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Page Financials is a licensed financial services company in Nigeria that provides personal loan products primarily to salary earners and professionals. The company focuses on consumer credit and is re…

  • Loans available to salaried employees across both public and private sectors
  • Competitive rates for verified salary earners
4.0
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First Bank of Nigeria is one of the oldest and most established commercial banks in the country. Their personal loan products cater to salary earners and professionals with accounts at the bank, provi…

  • Established institution with over 130 years of operation in Nigeria
  • Competitive rates for existing FirstBank salary account holders
3.9
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Guide: Personal Loans in Nigeria

Independent reviews of personal loan providers in Nigeria: banks, microfinance institutions and licensed lenders regulated by the Central Bank of Nigeria.