Payday & Salary Loans Nigeria

Reviews of payday and salary advance loan providers in Nigeria: short-term loans repaid on your next payday, available online with same-day disbursement.

Found 6 reviews

Access Bank PayDay Loan is a short-term credit facility offered to Access Bank salary account holders. The loan is disbursed instantly via the Access Bank mobile app or USSD code and is repaid on the …

  • Instant disbursement via USSD (*901*11#) without branch visit
  • Very competitive monthly interest rate for a payday product from a CBN-licensed bank
4.3
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Carbon offers a dedicated payday loan product for salaried employees within its digital lending platform. The payday loan provides a small salary advance before payday, repaid automatically on the nex…

  • One of the more competitive monthly rates for a digital payday product
  • Instant disbursement within 5 minutes of approval
4.3
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FairMoney offers a salary advance product within its digital banking platform, allowing eligible users to borrow against their next salary payment. The facility is disbursed within minutes and repaid …

  • Disbursement within 3 minutes for eligible FairMoney users
  • Available to both FairMoney bank account holders and external bank customers
4.3
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OPay Credit is the lending product of OPay, one of Nigeria largest mobile payment platforms. OPay Credit offers short-term loans to active OPay users based on their transaction history and account act…

  • Available to active OPay users without additional documentation
  • Disbursement within 5 minutes to OPay wallet for eligible users
4.2
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PalmPay is a mobile payment platform backed by Transsion Holdings and licensed by the Central Bank of Nigeria. Its lending feature offers short-term loans to active PalmPay users, with credit decision…

  • Available to active PalmPay users with good transaction history
  • Fast disbursement within minutes to PalmPay wallet
4.1
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Eyowo is a CBN-licensed digital bank in Nigeria that offers banking, payments and lending services. Its salary loan feature provides salaried employees with quick access to funds before payday, disbur…

  • Accessible to existing Eyowo bank account holders with salary payments
  • Fast 10-minute disbursement for eligible users
3.9
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Guide: Payday & Salary Loans Nigeria

Reviews of payday and salary advance loan providers in Nigeria: short-term loans repaid on your next payday, available online with same-day disbursement.