Loan apps delivering cash to your account within minutes of approval. No paperwork, no branch visit — 24/7 access from your smartphone anywhere in Nigeria.
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Carbon (formerly Paylater) is one of Nigeria most established digital lending platforms, offering instant personal loans through its mobile app. Carbon is licensed by the Central Bank of Nigeria and h…
FairMoney is one of Nigeria fastest-growing digital lending platforms and microfinance banks. Founded in 2017, FairMoney is licensed by the Central Bank of Nigeria and has served over 5 million custom…
Kuda is a CBN-licensed microfinance bank and digital-only bank in Nigeria, commonly referred to as "the bank of the free". Kuda offers an overdraft facility and personal loans to its active account ho…
Carbon offers an emergency loan facility disbursed within five minutes of approval directly to the borrower's bank account. The product is designed for urgent financial needs and is available around t…
Branch International is a global digital lending company operating in Nigeria, Kenya, Tanzania and India. In Nigeria, Branch is regulated by the Central Bank of Nigeria and offers personal loans throu…
FairMoney provides an emergency loan facility for urgent financial situations, with funds disbursed within three minutes of approval. As a CBN-licensed microfinance bank, FairMoney offers one of the f…
Palmcredit is a digital lending product operated by Newedge Finance Limited, a CBN-licensed microfinance company in Nigeria. The platform offers instant unsecured personal loans via a mobile app, targ…
Aella Credit is a CBN-licensed Nigerian fintech company offering personal loans and salary advances. The company focuses on employer-based lending partnerships, providing employees at partner companie…
OPay Credit is the lending product of OPay, one of Nigeria largest mobile payment platforms. OPay Credit offers short-term loans to active OPay users based on their transaction history and account act…
QuickCheck is a Nigerian digital lending company that uses machine learning and alternative data to make instant credit decisions. The platform is available on Android and offers personal loans to emp…
PalmPay is a mobile payment platform backed by Transsion Holdings and licensed by the Central Bank of Nigeria. Its lending feature offers short-term loans to active PalmPay users, with credit decision…
Migo (formerly Mines.io) is a digital lending platform that works through partnerships with Nigerian banks and mobile operators including MTN and Airtel. Borrowers access Migo loans via USSD code or b…
QuickCheck offers emergency loans using its machine learning credit scoring model, providing fast decisions for individuals in urgent need of cash. The loan is disbursed within ten minutes and is avai…
Lydia Credit is a Nigerian digital lending platform offering short-term personal loans to salaried employees and self-employed individuals. The platform uses alternative data and digital verification …