Business Loans
Updated: 14. 04. 2026
Grow Finance Business Loan – review 2026
Pros
- Equipment finance available alongside business loans
- Loans up to AUD 500,000
- Terms up to 36 months
- Both secured and unsecured products available
- ASIC-licensed lender
Cons
- Minimum loan of AUD 10,000
- Equipment finance tax implications require professional advice
- Effective rates vary significantly by product type
- Daily or weekly repayments required
- Secured product requires eligible assets or property
Grow Finance Review
Grow Finance offers a suite of SME finance products including unsecured business loans, secured loans and equipment finance. Loan amounts range from AUD 10,000 to AUD 500,000 with terms from 6 to 36 months.
The lender uses both bank statement analysis and credit reporting data in its assessment. Equipment finance is available on a chattel mortgage or finance lease structure, which may have different tax treatment and should be reviewed with a qualified accountant.
Requirements
- Australian-registered business with ABN
- Minimum 12 months trading history
- Minimum annual revenue AUD 75,000
- 100 points of ID for director
- Australian citizen or permanent resident director
Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.