Reviews
Online Loan Apps Updated: 14. 04. 2026

Cashalo – review 2026

4,0 / 5

Cashalo is an SEC-registered digital lending platform that provides short-term cash loans from PHP 2,000 to PHP 10,000, with an initial cycle of up to 30 days and a monthly interest rate starting at 3.49%. The app is available for download on Android and iOS and uses an automated credit assessment to approve or decline applications within minutes. Cashalo is operated by Paymaya Philippines, Inc.'s lending arm and is widely used for emergency cash needs.

Pros

  • Fast automated credit decision within minutes
  • SEC-registered and BSP-supervised ecosystem
  • Funds disbursed to Maya wallet, GCash or bank
  • Available on Android and iOS
  • Loan limit grows with good repayment history

Cons

  • Monthly interest from 3.49% – higher than bank loans
  • Maximum loan PHP 10,000
  • Short term of up to 30 days creates repayment pressure
  • Limited to short-term borrowing only
  • Late payment fees apply

Requirements

  • Filipino citizen aged 18 or older
  • Valid government-issued ID
  • Active mobile number
  • Maya, GCash or bank account for disbursement
  • Selfie photo for identity verification

Company information

Name
Cashalo (Oriente Easi Technologies Corp.)
Address
10F Five Neo Building, 5th Ave., BGC, Taguig City, Philippines
Web

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.