Housing & Pag-IBIG Loans

Home financing options in the Philippines including Pag-IBIG Fund housing loans, bank mortgages and socialized housing programs.

Found 7 reviews

Bank of the Philippine Islands offers a personal loan with one of the lowest fixed monthly rates among major Philippine commercial banks at 1.20%, covering amounts from PHP 20,000 to PHP 2,000,000. Th…

  • Competitive 1.20% monthly add-on rate among major banks
  • Fully digital application for existing BPI clients
4.5
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The Pag-IBIG Fund Multi-Purpose Loan (MPL) allows active Pag-IBIG Fund members to borrow up to 80% of their total accumulated value (TAV), which is equivalent to up to PHP 80,000 for many members, at …

  • Online application through Virtual Pag-IBIG portal
  • Annual rate 10.50% well below commercial lenders
4.5
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BDO Unibank offers one of the most widely accessible personal loan products in the Philippines, with loan amounts from PHP 10,000 to PHP 2,000,000 and a fixed monthly add-on rate of 1.30%. Application…

  • Loan amounts up to PHP 2,000,000
  • Fixed 1.30% monthly add-on rate for predictable repayments
4.4
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The Government Service Insurance System (GSIS) Policy Loan is available exclusively to active government employees who are GSIS members, providing loans at an annual interest rate of 8%, the lowest of…

  • Lowest annual rate of 8% among government loan programs
  • Terms up to 60 months – most flexible of government loans
4.4
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Metropolitan Bank and Trust Company provides personal loans of up to PHP 2,000,000 with monthly add-on rates starting at 1.50%, targeting salaried employees and self-employed professionals with establ…

  • Large branch network for in-person support
  • Loans up to PHP 2,000,000
4.2
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Security Bank Corporation offers personal loans from PHP 30,000 to PHP 2,000,000 with a monthly add-on rate range of 1.39% to 1.89% depending on loan tenor and borrower profile. Applications are accep…

  • Competitive rates from 1.39% monthly
  • Fully online application for accredited company employees
4.2
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Land Bank of the Philippines offers salary loans to employees of government agencies and accredited private corporations, with loan amounts from PHP 10,000 to PHP 500,000 at annual interest rates of 1…

  • Government bank with strong institutional backing
  • Loans up to PHP 500,000 for qualified borrowers
4.2
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Guide: Housing & Pag-IBIG Loans

Home financing options in the Philippines including Pag-IBIG Fund housing loans, bank mortgages and socialized housing programs.