Reviews
Personal Loans Updated: 14. 04. 2026

Security Bank Personal Loan – review 2026

4,2 / 5

Security Bank Corporation offers personal loans from PHP 30,000 to PHP 2,000,000 with a monthly add-on rate range of 1.39% to 1.89% depending on loan tenor and borrower profile. Applications are accepted online and at branch, with a paperless process available for salaried employees of accredited companies. The bank is supervised by the Bangko Sentral ng Pilipinas and is listed on the Philippine Stock Exchange.

Pros

  • Competitive rates from 1.39% monthly
  • Fully online application for accredited company employees
  • Loans up to PHP 2,000,000
  • No collateral required
  • BSP-regulated commercial bank

Cons

  • Minimum loan amount PHP 30,000
  • Rate varies up to 1.89% for longer terms
  • Accredited company list may exclude some employers
  • Processing fee charged upfront
  • Approval takes 5-7 banking days

Requirements

  • Filipino citizen or resident alien aged 21-65
  • Employed in an SEC or DTI-registered company for at least 1 year
  • Minimum gross monthly income PHP 15,000
  • Valid government-issued ID
  • Latest one-month payslip

Company information

Name
Security Bank Corporation
Address
6776 Ayala Avenue, Makati City 1226, Philippines
Web

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.