Security Bank Personal Loan – review 2026

Name: Recenze Security Bank Personal Loan
Item: Security Bank Personal Loan
Rating: 4.2
Author: Finatino.com

4,2 / 5

Security Bank Corporation offers personal loans from PHP 30,000 to PHP 2,000,000 with a monthly add-on rate range of 1.39% to 1.89% depending on loan tenor and borrower profile. Applications are accepted online and at branch, with a paperless process available for salaried employees of accredited companies. The bank is supervised by the Bangko Sentral ng Pilipinas and is listed on the Philippine Stock Exchange.

Pros

Competitive rates from 1.39% monthly
Fully online application for accredited company employees
Loans up to PHP 2,000,000
No collateral required
BSP-regulated commercial bank

Cons

Minimum loan amount PHP 30,000
Rate varies up to 1.89% for longer terms
Accredited company list may exclude some employers
Processing fee charged upfront
Approval takes 5-7 banking days

Requirements

Filipino citizen or resident alien aged 21-65
Employed in an SEC or DTI-registered company for at least 1 year
Minimum gross monthly income PHP 15,000
Valid government-issued ID
Latest one-month payslip

Provider contacts

Name: Security Bank Corporation
Address: 6776 Ayala Avenue, Makati City 1226, Philippines
Reg. number: BSP Commercial Bank License
Website: https://www.securitybank.com
Online application: Apply now →
Regulator: Bangko Sentral ng Pilipinas (BSP)

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.