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BDO SME Loan
BDO Unibank's SME loan program is among the most accessible commercial business financing options in the Philippines, offering amounts from PHP 100,000 to PHP 20,000,000 with annual interest rates from 7.50% and terms up to 84 months. The program covers term loans, revolving credit lines and trade financing, serving small enterprises across retail, manufacturing, services and agriculture. BDO is the largest bank in the Philippines by assets and maintains dedicated SME banking centers in major cities.
Conditions summary
| Loan amount | ₱100,000 – ₱20,000,000 |
|---|---|
| Interest rate (p.a.) | 7.50 % – 12.00 % |
| Repayment term | 12 – 84 months |
| Approval | 10-20 banking days |
| Type | Online |
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