BillEase

BillEase is an SEC-registered fintech platform that offers both buy-now-pay-later credit for online purchases and direct cash loans from PHP 500 to PHP 40,000, with monthly interest rates from 3.49%. The platform integrates with major Philippine e-commerce sites and allows borrowers to consolidate purchase financing and cash credit in a single app. Cash loan approval typically takes one to 24 hours and funds are disbursed to a nominated bank account or e-wallet.