BPI Personal Loan

Bank of the Philippine Islands offers a personal loan with one of the lowest fixed monthly rates among major Philippine commercial banks at 1.20%, covering amounts from PHP 20,000 to PHP 2,000,000. The application process is fully digital for existing BPI clients, with credit decisions issued within five to seven banking days. BPI personal loans require no collateral and are available to both employed and self-employed borrowers who meet income and tenure criteria.