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BPI SME Loan
Bank of the Philippine Islands offers SME financing from PHP 300,000 to PHP 20,000,000 through its BPI Bizloan and credit line products, with annual interest rates starting at 7.50% for secured term loans. BPI operates a dedicated business banking division and positions its SME program toward businesses with established financial records seeking expansion capital or working capital facilities. Online pre-qualification is available through the BPI website for initial screening before a branch appointment.
Conditions summary
| Loan amount | ₱300,000 – ₱20,000,000 |
|---|---|
| Interest rate (p.a.) | 7.50 % – 12.00 % |
| Repayment term | 12 – 84 months |
| Approval | 10-20 banking days |
| Type | Online |
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