CIMB Business Loan Philippines

CIMB Bank Philippines extends its fully digital model to SME business lending, offering loans from PHP 100,000 to PHP 2,000,000 at monthly add-on rates of 1.50% to 2.50% processed through the CIMB Bank PH app and online platform. The bank uses digital verification and automated credit assessment, enabling conditional approval within one to five banking days without a branch visit for qualifying businesses. CIMB targets micro and small enterprises seeking working capital who have a verifiable digital banking and transaction history.