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CIMB Personal Loan
CIMB Bank Philippines operates as a fully digital bank licensed by the BSP, offering personal loans from PHP 30,000 to PHP 1,000,000 applied for entirely through the CIMB Bank PH mobile app. Monthly add-on rates start at 1.12%, and the bank's automated credit assessment can deliver conditional approval within minutes for qualified applicants. Repayment terms extend up to 60 months, providing lower monthly obligations compared to most competitors.
Conditions summary
| Loan amount | ₱30,000 – ₱1,000,000 |
|---|---|
| Interest rate (p.a.) | 1.12 % – 1.95 % |
| Repayment term | 12 – 60 months |
| Approval | 1-3 banking days |
| Type | Online |
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