GSIS Policy Loan

The Government Service Insurance System (GSIS) Policy Loan is available exclusively to active government employees who are GSIS members, providing loans at an annual interest rate of 8%, the lowest of any major salary loan program in the Philippines. Loan amounts are based on the member's policy value and insurance premiums paid, with terms of up to 60 months, making it suitable for medium-term financing needs. Applications can be submitted through the GSIS e-Card, kiosks at GSIS offices or online via the GSIS e-Services portal.