Maybank Personal Loan Philippines – review 2026
Pros
- Backed by Maybank Group, one of Southeast Asia's largest banking groups
- Loan amounts up to PHP 1,000,000 for established borrowers
- Full commercial banking license supervised by the BSP
- Fixed add-on rate gives predictable repayment amounts
Cons
- Minimum loan amount of PHP 50,000 is high for smaller borrowing needs
- Limited branch footprint compared with BDO, BPI or Metrobank
- Strict income documentation requirements may exclude informal earners
Maybank Philippines, the local subsidiary of Malaysia's Maybank Group, offers personal loans from PHP 50,000 to PHP 1,000,000 at monthly add-on rates between 1.30% and 1.80%. The bank positions the product toward employed professionals and established business owners who can provide solid income documentation, rather than first-time borrowers with thin files.
Who it suits
Mid-to-senior professionals and business owners with consistent, well-documented income are the best fit, particularly those who value dealing with an internationally backed commercial bank. The higher minimum loan amount of PHP 50,000 makes it less suitable for small, short-term borrowing needs.
Applying and repayment
Applications are accepted at Maybank branches and through select online channels, with income, identity and address documents required upfront. Once approved, proceeds are disbursed to a nominated account and repaid through fixed monthly installments over the agreed term.
Requirements
- Filipino citizen, generally 21 to 65 years old at loan maturity
- Valid government ID and proof of billing
- Certificate of Employment and recent payslips, or audited financials/ITR for business owners
- Minimum length of tenure in current employment or business, per Maybank policy
- Satisfactory credit standing with no major adverse records
Provider contacts
- Name
- Maybank Philippines, Inc.
- Address
- 7/F Maybank Tower, 6778 Ayala Avenue, Makati City 1226, Philippines
- Reg. number
- BSP Commercial Bank License
- Website
- https://www.maybank.com.ph
- Online application
- Apply now →
- Regulator
- Bangko Sentral ng Pilipinas (BSP)
Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.