Reviews
Personal Loans Updated: 14. 04. 2026

Maybank Personal Loan Philippines – review 2026

4,0 / 5

Maybank Philippines, a subsidiary of Malaysia's Maybank Group, offers personal loans from PHP 50,000 to PHP 1,000,000 with monthly add-on rates ranging from 1.30% to 1.80%, targeting employed professionals and business owners with established income documentation. Applications are accepted at Maybank branches and through select online channels. The bank is supervised by the BSP and operates under a full commercial banking license.

Pros

  • Part of established ASEAN banking group
  • Competitive rates starting at 1.30% monthly
  • Loans up to PHP 1,000,000
  • BSP-regulated commercial bank
  • Open to self-employed borrowers

Cons

  • Fewer branches than BDO, BPI or Metrobank
  • Minimum loan PHP 50,000 excludes small borrowers
  • Processing takes up to 7 banking days
  • Self-employed applicants face additional documentation
  • Limited 24/7 digital self-service options

Requirements

  • Filipino citizen or permanent resident aged 21-65
  • Minimum gross monthly income PHP 25,000
  • At least 2 years employment with current employer
  • Valid government-issued ID
  • Latest ITR (BIR Form 2316) or payslip

Company information

Name
Maybank Philippines, Inc.
Address
7/F Maybank Tower, 6778 Ayala Avenue, Makati City 1226, Philippines
Web

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.