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UnaCash
UnaCash is a SEC-registered online lender offering cash loans from PHP 2,000 to PHP 50,000 with a monthly interest rate starting at 3.50%, targeting employed and self-employed borrowers seeking fast liquidity without collateral. The app processes applications within minutes using automated identity verification and credit scoring based on submitted documents and phone data. Loan proceeds are disbursed to a GCash wallet or bank account.
Conditions summary
| Loan amount | ₱2,000 – ₱50,000 |
|---|---|
| Interest rate (p.a.) | 3.50 % – 4.99 % |
| Repayment term | 1 – 6 months |
| Approval | 10 minutes to 1 hour |
| Type | Online |
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