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Specta Business Loan by Sterling Bank
Specta is a digital lending platform created by Sterling Bank, one of Nigeria mid-tier commercial banks. Specta offers instant business and salary loans through a fully digital process without requiring a Sterling Bank account, making it accessible to businesses banking with other institutions.
Conditions summary
| Loan amount | ₦100,000 – ₦5,000,000 |
|---|---|
| Interest rate (p.a.) | 22.00 % – 30.00 % |
| Repayment term | 3 – 12 months |
| Approval | 24 hours |
| Type | Online |
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