Digido – review 2026
Pros
- First loan can be borrowed at a promotional 0% interest rate for eligible new borrowers
- Accepts applicants up to 70 years old, unusually broad for the sector
- Fast turnaround of roughly 5 to 15 minutes from application to disbursement
- Registered with the SEC under a published Certificate of Authority
Cons
- Standard rate on repeat loans can run as high as 11.90% per month
- Maximum loan amount of PHP 25,000 limits its use for larger needs
- Promotional terms and eligibility can change, so current offer details should be confirmed in-app
Digido Philippines offers cash loans from PHP 1,000 to PHP 25,000, with a promotional 0% interest rate on a first loan for new borrowers, reverting to a monthly rate of up to 11.90% on subsequent loans. The platform accepts applicants up to 70 years old, one of the broadest age ranges among Philippine digital lenders, and completes application-to-disbursement in roughly 5 to 15 minutes.
Who it suits
First-time borrowers who want to test a digital lender at no interest cost, as well as older applicants who may be excluded by other apps' age limits, are both well served here. Returning borrowers should budget for the standard rate that applies once the introductory offer ends.
Applying and repayment
The entire process, from application to fund release, is completed digitally, typically within 5 to 15 minutes of submitting ID and basic personal information. Repayment is made through the app's listed payment channels on the agreed due date, with on-time repayment required to retain access to the 0% first-loan offer for future use by the same account.
Requirements
- Filipino citizen aged 18 to 70
- Valid government-issued ID
- Active mobile number for verification and loan communications
- Bank account or e-wallet for fund disbursement
- Basic personal and contact information submitted through the Digido platform
Provider contacts
- Name
- Robocash Finance Corp.
- Address
- 10F Cyber One Building, 11 Eastwood Ave., Libis, Quezon City, Philippines
- Reg. number
- SEC Certificate of Authority No. 1184
- Website
- https://digido.ph
- Online application
- Apply now →
- Regulator
- Bangko Sentral ng Pilipinas (BSP)
Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.