Online Loan Apps Updated: 14. 04. 2026

Finbro – review 2026

4,0 / 5

Finbro Philippines offers cash loans from PHP 2,000 to PHP 50,000 with a monthly rate ranging from 4.99% to 11.90% depending on loan amount and borrower profile, disbursed via bank transfer or GCash within one hour of approval. The platform accepts applicants up to 70 years old and operates without requiring employment documentation for initial small loan applications. Finbro is SEC-registered and included in the SEC's online lending platform registry.

Pros

  • Loan ceiling PHP 50,000 among highest for app lenders
  • Accepts applicants up to 70 years
  • Initial application requires minimal documentation
  • Funds disbursed within 1 hour
  • SEC-registered online lending platform

Cons

  • Upper rate of 11.90% monthly is high
  • Longer terms require additional documentation
  • Late payment fees add significantly to cost
  • Rate depends on risk profile – not guaranteed at 4.99%
  • Reapplication waiting period after rejection

Requirements

  • Filipino citizen aged 20-70
  • Valid government-issued ID
  • Active Philippine mobile number
  • Bank account or e-wallet for disbursement
  • Optional payslip or COE for higher loan limits

Company information

Name
Sporty Lending Inc.
Address
Makati City, Metro Manila, Philippines
Web

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.