Reviews
Online Loan Apps Updated: 14. 04. 2026

MoneyCat – review 2026

4,0 / 5

MoneyCat Philippines is an SEC-registered digital lender providing fast cash loans from PHP 500 to PHP 20,000, with a fixed monthly rate of 11.90% and repayment terms of up to three months. The app is aimed at borrowers who need very small amounts quickly and cannot access bank credit, with approval decisions issued in as little as five minutes. MoneyCat is operated by Finbridge Inc. and is included in the SEC's list of registered online lending platforms.

Pros

  • Minimum loan of just PHP 500 for very small needs
  • Approval in as little as 5 minutes
  • SEC-registered and listed on SEC OLP registry
  • Simple one-screen application process
  • Available 24 hours a day, 7 days a week

Cons

  • Monthly rate of 11.90% is among the highest in this review
  • Maximum loan PHP 20,000
  • Maximum term of 3 months limits flexibility
  • Penalty fees for late payment are significant
  • Low initial limit until repayment history established

Requirements

  • Filipino citizen aged 22-65
  • Valid government-issued ID
  • Active Philippine mobile number
  • Bank account or GCash wallet
  • Selfie photo for identity verification

Company information

Name
Finbridge Inc.
Address
Unit 1201, Tycoon Centre, Pearl Drive, Ortigas Center, Pasig City, Philippines
Web

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.