Car & Vehicle Loans
Updated: 14. 04. 2026
Latitude Car Loan – review 2026
Pros
- ASX-listed lender with established brand recognition
- Fixed rate provides repayment certainty
- Terms up to 84 months
- New and used vehicles accepted
- Broad network of dealer partnerships
Cons
- Rates from 8.99% p.a. higher than specialist car finance lenders
- Monthly fee applies adding to total cost
- Maximum AUD 70,000 lower than specialist car lenders
- Comparison rate significantly above headline for short terms
- Historical data breach may concern privacy-conscious applicants
Latitude Car Loan Review
Latitude Financial Services offers fixed-rate secured car loans from AUD 5,000 to AUD 70,000. The loan is secured against the vehicle, which provides the lender recourse in the event of default. Terms range from 24 to 84 months.
Rates range from 8.99% p.a. to 27.99% p.a. The lender is widely accessible and is a familiar brand in Australian consumer finance. All applications are assessed under ASIC's responsible lending guidelines.
Requirements
- Australian citizen or permanent resident
- Minimum age 18 years
- Minimum income AUD 25,000 p.a.
- 100 points of ID required
- Vehicle must be registered and roadworthy in Australia
Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.