Reviews
SACCO Loans Updated: 14. 04. 2026

Kenya Police SACCO Loan – review 2026

4,3 / 5

Kenya Police SACCO (KPSA) serves officers and civilian staff of the Kenya Police Service, offering development, emergency and school fees loans at competitive interest rates. The SACCO has grown to become one of the largest sector-based SACCOs in Kenya and is regulated by SASRA. Members benefit from both affordable credit and dividend income on their shares.

Pros

  • Membership-based lending with rates from 12% per annum
  • Loans up to KES 10,000,000 for qualifying members
  • SASRA-regulated institution
  • Emergency loan product with faster processing
  • Member dividends paid annually

Cons

  • Membership limited to Kenya Police Service personnel
  • Loan ceiling linked to member share capital and savings
  • Guarantors required from fellow SACCO members
  • Share withdrawals blocked while loans are outstanding
  • Online services still less developed than bank competitors

Requirements

  • Active service with the Kenya Police Service
  • Active KPSA membership with share capital
  • Kenyan national ID or service ID
  • Fellow SACCO member guarantors
  • Employer payroll deduction authority

Provider contacts

Name
Kenya Police Sacco Society Limited
Address
KPSA House, Nairobi, Kenya
Reg. number
SASRA/DTS/0005
Website
Regulator
Central Bank of Kenya (CBK)

Information in this review is based on publicly available sources and is for informational purposes only. Finatino.com is not a financial product broker. Before signing any contract, we recommend reading the provider's terms and conditions.