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M-Shwari Loan
M-Shwari is a mobile banking product offered by NCBA Bank (formerly Commercial Bank of Africa) through the Safaricom M-Pesa platform, combining a savings account with an instant mobile loan facility. The loan limit is linked to the customer's saving behaviour on M-Shwari and M-Pesa transaction history. Loans are disbursed to the M-Pesa wallet and carry a one-time facilitation fee.
Conditions summary
| Loan amount | KSh 100 – KSh 50,000 |
|---|---|
| Repayment term | 1 months |
| Approval | 1 minute |
| Type | Online |
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